Types Of Cooperative Banks
Types Of Co-operative Banks
There are three types of co-operative banks operating in our country. They are primary credit societies, central co - operative banks and state co - operative banks. These bank are organized at three levels. village or town level, district level and state level.
State Co-operative Banks:
These are the apex (highest level) co-operative banks in all the states of the country. They mobilise funds and help in its proper channelisation among various sectors, The money reaches the individual borrowers from the state co-operative banks through the central co-operative banks and the primary credit societies
Central Co-operative Banks:
These banks operate at the district level having some of the primary credit societies belonging to the same district as the members. These banks provide loans to their members (i.e., primary credit societies) and function as a link between primary credit societies and state co-operative banks.
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